Local Lending. Personal Service.
Your home is local; your mortgage decision should be too. KFB is the only bank headquartered in Boyd County. We make all our decisions in-house and never sell your loan.
Try our Mortgage Calculator to better understand what you can afford or download Your Home Loan Toolkit PDF for more information about the home-buying process!
Preferred Mortgage
We want to be your financial partner for the life of your mortgage and long after. Our Preferred Mortgage program is intended for customers who want the best bang for their buck, offering:
- Fixed rates - your rate will never change!
- 20% down payment 1
- Low closing costs!
- Quick closings.
Ready to Buy?
If you’re ready to take the leap into homeownership, we can get you started on the right path.
Download the PDF Application and contact one of our lenders today.
When you have completed your application, you can bring it into to one of our Lenders, mail or fax it to:
Kentucky Farmers Bank
6313 US RT 60
Ashland KY 41102
Fax: 606-929-5182
6313 US RT 60
Ashland KY 41102
Fax: 606-929-5182
1 Based on the sale price or the appraisal value - whichever is the lesser amount.