| Account | Minimum Opening Deposit | Interest Rate | APY | Compounds |
|---|---|---|---|---|
| Interest Checking |
$1,000 |
0.20 |
0.20 |
Monthly |
| Interest Checking > $10,0001 |
$1,000 |
0.25 |
0.25 |
Monthly |
| Money Market |
$1,000 |
0.20 |
0.20 |
Monthly |
|
Money Market Plus Personal
< $25,000
|
$1,000 |
0.20 |
0.20 |
Monthly |
|
Money Market Plus Personal*
$25,000 - $99,999.99
|
$25,000 |
1.00 |
1.00 |
Monthly |
|
Money Market Plus Personal*
$100,000 and above
|
$100,000 |
1.25 |
1.25 |
Monthly |
| Savings |
$50 |
0.50 |
0.50 |
Quarterly |
| Student Savings |
$5 |
0.50 |
0.50 |
Quarterly |
| IRA Variable Savings |
-- |
0.50 |
0.50 |
Quarterly |
| IRA CD |
-- |
-- | -- | -- |
| Business Plus Interest |
$1,000 |
0.20 | 0.20 | Monthly |
| Business Analysis |
$100 |
0.20 | 0.20 | Monthly |
|
Money Market Plus Business
< $25,000
|
$1,000 |
0.20 | 0.20 | Monthly |
|
Money Market Plus Business
$25,000 - $99,999.99
|
$25,000 |
1.00 | 1.00 | Monthly |
|
Money Market Plus Business
$100,000 and above
|
$100,000 |
1.25 | 1.25 | Monthly |
| Savings Bonds | Click for savings bond redemption rates. | |||
1Minimum balance to obtain stated APY is $10,000.
*A service charge of $10.00 will be imposed every month if the daily balance on any day of the month falls below $25,000.
Above rates apply to customers who qualify.
APYs (Annual Percentage Yields) are accurate as of 08/31/2026. Rates subject to change. Fees could reduce earnings on an account. For Traditional CDs, a penalty may be imposed for early withdrawal.