Checking

Supporting Our Community Since 1931

Checking

Min. Opening Deposit - $50
Min. Balance Requirement - No
Monthly Service Fee - $5¹
Free Checks - 1^st Order Free²
Free Debit Card - Yes
ATM Fees - 32,000 Free ATMs in the US³
Interest Bearing - No

Statement Checking

Min. Opening Deposit - $50
Min. Balance Requirement - No
Monthly Service Fee - $5⁶
Free Checks - 1^st Order Free²
Free Debit Card - Yes
ATM Fees - 32,000 Free ATMs in the US³
Interest Bearing - No

Interest Checking

Min. Opening Deposit - $1,000
Min. Balance Requirement - $1,000⁴
Monthly Service Fee - No
Free Checks - Yes
Free Debit Card - Yes
ATM Fees - 32,000 Free ATMs in the US³
Interest Bearing - Yes - View Rates

BankOn Checking

Min. Opening Deposit - $25
Min. Balance Requirement - No
Monthly Service Fee - No
Free Checks - Yes
Free Debit Card - Yes
ATM Fees - 32,000 Free ATMs in the US³
Interest Bearing - No

Specialty Checking

Min. Opening Deposit - $50
Min. Balance Requirement - No
Monthly Service Fee - No
Free Checks - Yes²
Free Debit Card - Yes
ATM Fees - 32,000 Free ATMs in the US³
Interest Bearing - No

¹Waived with enrollment in paperless statements.

²Only 1 box per order, 2 orders per year, single-style checks. Duplicates, other designs, or multiple box orders will be discounted but are not available for free.

³KFB charges $1 per foreign ATM withdrawal and .50¢ for a balance inquiry.

⁴$10 fee if below.
⁵Must maintain positive account history during the first year of account opening.

⁶Waived if a minimum daily balance of $500 is maintained.

Our Checking account requires an E-Statement and includes free online banking, mobile banking, and BillPay, unlimited check writing and debit transactions, as well as access to over 32,000 free ATM's across the country.

This account is ideal for people who are comfortable using online banking and prefer to avoid monthly fees.

Our Statement Checking account includes a monthly paper statement with images and free online banking, mobile banking, and BillPay, unlimited check writing and debit transactions, as well as access to over 32,000 free ATM's across the country.

This account is ideal for those who are interested in receiving paper communications, rather than electronic.

Our Interest Checking account is for customers looking to earn interest on their checking account balances. It includes free online banking, mobile banking, and BillPay, unlimited check writing and debit transactions, as well as access to over 32,000 free ATM's across the country.

View our current rates here.

*$10.00 fee if balance falls below $1000

KFB is a member of BankOn Northeast Kentucky which provides financial education and second chances to those with poor or limited credit history. A KFB Invest in You financial literacy class is required upon opening the account. It includes free online banking, mobile banking, BillPay, and unlimited check writing.

Alternative IDs are acceptable (CAReS in the Neighborhood will assist with a state issued ID for those who qualify)

Click here to learn more about BankOn Northeast Kentucky.

To register for a KFB Invest in You class, please call 606-929-5000.

*Fraud cases are not eligible for this account

Our Specialty Checking account is for customers 55+ years of age. It includes free online banking, mobile banking, and BillPay, unlimited check writing and debit transactions, as well as access to over 32,000 free ATM's across the country.

This account is the same as our Statement Checking account , without the monthly service fee.