

Choosing a Consumer Loan
Single Pay Loans
- Short term, single payment loans based on your needs and ability to repay.
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Must have a KFB checking account to qualify.
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Standard loan qualifiers apply, including, but not limited to credit score and debt-to-income ratio.
Auto Loans
- Rates are based on the year of the vehicle and your credit score.
- Maximum 72-month term based on year of auto and loan value.
- Standard loan qualifiers apply, including, but not limited to debt-to-income ratio.
Installment Loans
- Fixed rates.
- Flexible financing options to meet your needs.
- Standard loan qualifiers apply, including, but not limited to credit score and debt-to-income ratio.
Home Improvement Loans
KFB is now improving home improvement. Here's what we offer:
- Up to $7,500 financing, unsecured.
- Maximum 60 month term.
- Minimum 660 credit score and maximum 45% debt-to-income ratio.
- Home must be borrowers' primary residence.
- A bid/material list must be submitted at time of application.
- Standard loan qualifiers apply, including, but not limited to: credit score and debt-to-income ratio.
Home Equity Line of Credit (HELOC)
- Borrow up to 100% of your home's equity when your 1st mortgage is with KFB!
- Borrow up to 70% if your home's equity when your mortgage is with another financial institution.
- Variable rate financing with interest only payments for 10 years.
- You may draw from your line of credit at any time!
- Standard loan qualifiers apply, including, but not limited to credit score and debt-to-income ratio.
Ready To APPLY?
Download the PDF application and complete for a KFB Loan (auto, installment, single pay, etc.)!
When you have completed your application, you may email it to one of our Lenders, bring it to one of our convenient locations, or mail or fax it to:
Kentucky Farmers Bank
6313 US RT 60
Ashland KY 41102
Fax: 606-928-3690
6313 US RT 60
Ashland KY 41102
Fax: 606-928-3690
Try our Loan Calculator to better understand what you can afford.